I almost got scammed out of a starter FFXI account for $100. What I did when the scammer tried ot refund was dispute the claims. I gave a true statement that the buyer knew the risks of buying through paypal yada yada and boom. I won dispute and kept the money and xfered it to my bank. Couple days later i get an email from the bum saying congratulations, but i will get my money back... etc. etc.
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